Flexible Financing
Klarna Financing
At Bovan's Auto Services in Cliffside Park, NJ, we offer monthly financing options through Klarna, allowing you to pay for your purchase over time. Klarna provides a simple application process and an instant approval decision so you can choose a payment plan that fits your budget.
* Rate ranges from 0.00%–35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
Affirm Financing
At Bovan's Auto Services we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.
Key Benefits of Affirm Financing:
- Flexible Payment Plans: Choose the schedule that fits your budget with term options of 3, 6, or 12 months.
- Transparent Terms: Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
- Quick and Easy Application: Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
- Checking Eligibility: Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
- No Late Fees or Penalties: Affirm does not charge late fees and there are no penalties for paying off your loan early.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.
See full terms at affirm.com/disclosures.
Sunbit Financing
Unexpected car repairs don’t have to strain your budget. Sunbit financing allows you to take care of important maintenance and repairs now and pay over time with flexible point-of-sale installment plans. Designed for everyday essential services, Sunbit offers high approval rates and uses a soft credit check during the application process — so applying won’t impact your credit score.
Most customers receive an instant decision at checkout and can choose from a range of payment term options to fit their needs. Applying is quick and simple, and typically requires a valid state-issued ID, a bank-issued debit card, an email address, and a down payment at the time of purchase. With no hidden fees and a smooth approval process, Sunbit helps you keep your vehicle safe and reliable while managing repair costs in a way that works for you.
CFNA Auto Repair Financing
We have partnered with Auto Pass to provide our customers with a little breathing room when paying for unexpected repairs. Let the Auto Pass Card help you get your vehicle repaired and back on the road when a big repair slows you down. And, take advantage of low monthly payments.
ONE CARD, MANY BENEFITS - 6 MONTHS DEFERRED INTEREST
A CFNA-issued credit card offers:
- Simple application
- Generous limits
- Instant decisions — Most in-store and online credit card decisions are made in 60 seconds or less.
- Competitive interest rates
- Convenient payments
- Promotions and coupons
- Apply online via our secure website.
TERMS AND CONDITIONS FOR CAR REPAIR FINANCING
Find full terms on the AutoPass Program website.
- $149 Minimum purchase required.
- Deferred Interest: If your purchase balance is not paid in full within 6 months or if you make a late payment.
- Minimum Monthly Payments Required. APR: 28.8%. Minimum Finance Charge: $2.00. Terms are subject to change.
cbCharge Fleet Accounts Financing
cbCharge is the FREE way fleets pay for repairs through an instant credit charge account avoiding interest or late fees that credit cards assess.
Here at Bovan's Auto Services, we know that any product or service that streamlines your Fleet Program saves you time and money so we have CbCharge available. It is a simple and free charge account that consolidates your billing through a secure online portal and provides 30-day payment terms with no interest or late fees. Your fleet’s repairs and maintenance are completed here at the shop and you get ONE invoice monthly from cbCharge!
- NO FEES or Hidden Costs*
- CONSOLIDATED Billing
- 24/7 Online Account Management
- EASY PAYMENT For All Repairs
- ONE Customer Service Contact
- FREE Credit Account
